Q - What is a Digital Certificate?
A - Digital Certificate is an electronic equivalent of an identification card such as passport, driving license etc. which establishes the identity of the user unequivocally when exchanging information. It establishes a user’s credentials when doing business or other transactions on the Web. It is issued by a Certification Authority (CA) and contains user name, a serial number, expiry date, a copy of the certificate holder's Public Key (used for encrypting messages and digital signatures), and the digital signature of the certificate-issuing authority so that a recipient can verify that the certificate is real.
Q - What is a Certifying Authority (CA)?
A - Certifying Authority is a trusted agency whose central responsibility is to issue, revoke,renew and provide directories for Digital Certificates. According to Section 24 of the Information Technology Act 2000, "Certifying Authority" means a person who has been granted a license by Controller of Certifying Authorities, India (CCA) to issue Digital Signature Certificates.
Q - Who can avail of the 2FA Digital Certificate facility?
A - All Corporate Internet Banking customers of the Bank who are holding a valid USB token based Class II or Class III certificate can avail the facility.
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